Bali atm fees. Modified on September 19, 2024.

Bali atm fees You can use your Wise card like any other bank card to withdraw money, check your balances and change your PIN at ATMs around the world that support it. 1 review Money Changers & ATMs; In Bali for Nyepi Day? What are the formal penalties for riding without Answer 11 of 21: I'm an Aussie and am heading over to Bali soon, and last time I was there a friend was using his ATM card and telling me the fees were good and it was the best way to deal with money in Bali. It's a one-time fee payable upon entry into the island. At a Global ATM Alliance ATM: $0: At any other ATM: AUD 2. Edited: 07 January 2024, 12:10 Under this new regulation, foreign tourists entering Bali from abroad or other parts of Indonesia are required to pay a fee of USD 9. I usually take cash to Bali Bali ATMs. The exchange rate from ATM's in Bali is normally 200rp/300rp less than the cash exchange rate. The Indonesian ATMs usually charge a small fee in addition to your own bank’s fees (usually €5 + 1-3% foreign transaction fee) when withdrawing money abroad. 000 IDR (190$) from the ATMs of Cimb Niaga, Pertama Bank, and HSBC. Is this the case for ATM's in Bali ? Does the ATM fee have a local Bank component, or is it purely How to avoid bank ATM fees. (I am covered by my home country bank - just asking about the fee for using the machine that usually pops up mid way during the transaction on screen) hope my question is really clear - not ATMs in Bali. BNI ATM currently has more than 13,000 machines spread viaout Indonesia (data as of March 2023) and is connected to : 58,000 ATM Link Networks, 76,000 Joint ATM Networks, 96,000 PRIMA ATM Networks, International Master Card Networks, Visa, Visa Electron, Plus, JCB, Asian Payment Network (MEPS/ITMX/KFTC), Union Pay, and hundreds of thousands of Yes. The Capital One 360 debit card is also my preferred card for the following reasons: If another bank charges you an ATM fee, Schwab will refund that amount to you. UnionPay and Withdraw money from ATM at Bali airport. All three have no intl. Some ATMs also provide both, and you can Definitely check with your bank as they are all different, some charge a withdrawal fee and then a conversion fee which is a percentage of how much you withdraw, something like 1 or 2 Are there reliable ATM choices on arrival at the airport in Bali or would it be best to change some money before the flight? I realise that there should be plenty of ATMs at convenience stores So you can use the ATM’s without fees, which means you can withdraw local currency for free, when you visit Bali. Airport Exchange Counters Exchange counters at the airport are convenient, but they usually offer the worst exchange rates. Choose a card with zero foreign transaction fees to save on every purchase in Bali. On the way we stopped at a local Money changer in Sanur and changed €2000 in cash into IDR. Transferring money to Indonesian accounts from your regular bank is usually a real hassle, but Wise can make the process much easier for not even a tenth of the cost. Love your writing and how practical you explain everything. Hi - I can't find reliable information - what ATMs do NOT charge an additional fee for the withdrawal in Indonesia or Bali or at least the LOWEST add on fee for all for the withdrawal. The different fee as I know depends on your card, Visa, Master, JCB, etc. of S$20 per transaction) Administrative fee of 2. Withdraw as much from an ATM at the airport you can stand. 00, GBP 1. (I am covered by my home country bank - just asking about the fee for using the machine that usually pops up mid way during the transaction on screen) hope my question is really clear - not Which ATM will be suitable for cash withdrawals in Bali which has no additional charges using Niyo Global credit card. Save. Some ATMs usually dispense either 50,000 or 100,000 IDR banknotes; each machine is usually labelled accordingly near the screen. Pros: Hold and exchange 25+ currencies; Some free currency exchange every month; Globally accepted wherever the network is supported £400 fee-free every 30 days (3% afterwards) £200 fee-free every 30 days (3% afterwards) Monzo is my main bank: Unlimited fee-free: £200 fee-free every 30 days (3% afterwards) Monzo Plus: Unlimited fee-free: £400 fee-free every 30 days (3% afterwards) Monzo Premium, Perks & Max: Unlimited fee-free: £600 fee-free every 30 days (3% afterwards) Would this be exchange rate diff or their atm fee Kuta. Che Between foreign transaction fees, ATM surcharges and currency conversion, international ATM fees can get costly. A 3% cash advance fee applies to credit card withdrawals where the "Credit" option is selected. The ATM operator may also charge a fee. Report inappropriate content . r/personalfinance. I am here to If the transaction fee is 10$, for whatever amount you take up to 2,5 Million IDR than better not only take 200k IDR. Great ongoing variable rate, every month. I bank with NAB and have a gold debit visa card. You’ll also get the same exchange rate we get from Mastercard, with no markups or conversion fees. 1 The cash withdrawal fee will not apply to cash withdrawals made in Australia. Expect to pay a 3% surcharge for using a credit card at businesses in Bali, as the practice of passing on the transaction fee charged by the banks for processing credit card transactions is very common. This was news to me as I'd always brought cash Answer 1 of 7: Of late, my OS travel has been to Phuket, where they have a local ATM fee for overseas withdrawals, on top of whatever your home bank charges. This includes using secure ATMs, keeping Hi - I can't find reliable information - what ATMs do NOT charge an additional fee for the withdrawal in Indonesia or Bali or at least the LOWEST add on fee for all for the withdrawal. Since other options don't have this limit, and ING has no other notable benefits as an international spending card, I don't think ING is a good recommendation for most people wanting a product to use for overseas spending/withdrawals. Is this the case for ATM's in Bali ? Does the ATM fee have a local Bank component, or is it purely The maximum withdrawal limit on ATMs in Indonesia is 3. 00) Don’t think whether Bali ATM’s charge a fee has anything to do with a Wise card? Many many trips to Bali using ATM’s and not with a Wise card and rarely came across one that charged fees. Love the new card for Bali. 000. 2,961 posts. 50-$2. 00 for every ATM withdrawal made using the card. london. Type of ATM: Fees: ATMs with Visa / Plus service: Nominal service charge of 3% is levied on the S$ equivalent of the amount withdrawn (min. This was news to me as I'd always brought cash You’ll pay no fees on international purchases in-person or online. However, there are several factors to keep in mind when using ATMs to avoid fees and ensure your money is safe. A 3% Westpac Foreign Transaction Fee applies to overseas debit or credit card withdrawals. BK had been found guilty and sentenced to prison for two years and ten months and a fine of IDR 100,000,000, subsidiary to 5 months’ imprisonment by the Denpasar District Court in 2022 due Rebates on the ATM Withdrawals fee for the first 5 fee incurring ATM withdrawals (excludes international ATM operator fees). Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees. More ideal situation would be to bring a debit card from a bank that doesn't charge you a foreign transaction fee and go to a bank like Cimb Niaga to withdraw without additional ATM fees. Had to borrow money off friends and transfer to them. View Hotel. DunRomeIn. Fees for international ATM withdrawals can be much higher, and banks often tack on additional foreign transaction fees that make foreign ATM withdrawals even more expensive. 00, USD 2. Money Tips When Travelling In Bali . That means that avoiding fees at an ATM in Bali begins with finding a travel-friendly bank that won’t charge you for getting cash out abroad. do so at a real bank branch—not in a shop. I had terrible luck with ATMs in Bali the transaction never went through for me On normal accounts the NAB charge a $4 fee plus a 2% commission and the Commonwealth charge $5 plus 2%. Specifically, has anyone used any prepaid debit cards that are widely accepted in Bali with low or no ATM fees? I understand there ATMs are everywhere in Bali and unless you are Russians (their accounts have been blocked), you should be good to withdraw cash from your credit/debit cards. If you apply for a Wise Debit Card, you can use it to spend Indonesian Rupiah while in Bali without any transaction fees at all. Niyo will charge Rs. My high interest savings acc is uBank, and it's a low-fuss way to get 5% interest Edit: If given the choice, I always pay/withdraw in Aus dollars and avoid DCC (Dynamic Currency Conversion) because all of the above banks A Citi debit card is the way to go for fee free ATM withdrawals around the world. Additionally, after the first two free ATM withdrawals under $350 AUD 10 AUD fee to get your card; Some ATM fees apply once fee free withdrawal allowance is exhausted; Variable currency conversion fee . Japan: PERU: as of November 2023, it seems almost all ATMs charge fees up to 20-39 PEN (I tried the ATMs from Interbank, BBVA, Scotiabank in Lima downtown and at the airport – all of them ATMs in Bali. 1 year ago. 50 fee waived for: no accounts 3%: $5: Wells Fargo: $2. " Ive seen loads of them in Legian Certainly! Both Visa and MasterCard-branded debit cards are widely accepted across ATMs and larger businesses in Bali like hotels and supermarkets. IDR 1,250,000 (~€75) to 2. Bali Tourism Bali Hotels Bali Bed and Breakfast Flights to Bali Bali Restaurants Things to Do in Bali Bali Travel Forum Bali Photos 1. Level Contributor . Plan your cash needs in advance. Every ATMs give you a maximal amount to withdraw. It’s advisable to withdraw in the local currency (IDR) without currency conversion at the ATM, as choosing In Bali a lot of ATMs only allow you to take out 2,000,000 Rp (approx $200 AUD), so being charged up to $15 AUD by your home bank for each withdrawal adds up quickly! Be Aware of Fees: Most ATMs will charge a withdrawal fee for foreign cards, which can vary depending on the bank. For the Australians here I work for one of the big 4 (I'm not sure if I can mention names? Additional ATM operator fees may also apply. Foreign Transaction Fees. Kuta Tourism Kuta Hotels Kuta Bed and Breakfast Kuta Vacation Rentals Flights to Kuta Kuta Restaurants Things to Do in Kuta Hi in bali currently and had to withdraw cash from an atm I have citibank card and wasnt charged any fees by them but after getting out 2500000 which I thort The Acquirer-Based ATM Fee Charging, or ABFC, is the fee system imposed on the use of an ATM by the bank or the banking network. Third-party ATM fees may also . Learn about essential shots and health tips to prepare yourself for a safe and enjoyable trip. Be wary of 'zero fee' services Some services claiming 'no commission' often offer poor exchange rates. (incl. a. Most ATMs in Bali allow you to withdraw a maximum of 1,250,000 rupiah (using 50,000 bill machines) or ATMs in Indonesia have many features, as people can use ATMs for anything from withdrawing money to paying electricity bills or flight tickets. With this card there are no ATM fee's and no conversion fee's and the rate (we always go online to our account and check while over there) is about the average rate on the street. Bali: Free at Bank Negara Indonesia (BNI) and many other local banks. Go to Wise Read the full review . Go for a Standard plan with no monthly fee to pay, or upgrade to one of the higher tier account options with ongoing costs, which unlock extra features and benefits. Answer 1 of 21: Hi All I just received my Wise debit card in Australa, I transferred $100 to the Aud balance and activated it this morning with a $40 ATM Withdrawal and approx $50 Purchase from Wollies just to try it out. Indonesian Rupiah is not supported for holding a balance, but you can spend from other balances you hold (conversion fees would apply) In cities and major tourist draws like Bali ATMs are easy to find - so if you’re staying in busier areas, making ATM withdrawals as you go The exchange rate from ATM's in Bali is normally 200rp/300rp less than the cash exchange rate. Keep security in mind: Regardless of the payment method you choose, it’s important to prioritize security when making transactions in Bali. Edited: 1:40 am, January 07 Used the wise card everywhere on Bali and never encountered a problem. Whether it's different for you depends on whether you use ATMs more than 5 times per month. 5 Million IDR might cost up to 200k IDR in fee for the bank. Reply. Tips for using the ATM machines in Bali: Choose an ATM that has some personal (security) An ATM at the Bank always has security 24/7; Before using an ATM check if something is shaky or you can easily remove a panel (Be sure you won’t get skimmed) Instead of worrying about ATM fees and exchanging currency abroad, get a Charles Schwab ATM Card and never pay ATM fees ever again! Skip to Content. 80 helpful votes. I guess Bali ATMs are OK but the ones on Gili T The advice comes after a Ukrainian woman with the initials BK, 35, was deported from Bali this week after being found to have installed skimming devices onto ATMs. 62, equivalent to approximately 150,000 Rupiah, charged in Indonesian currency. Currency conversion fees: You may pay a currency conversion charge, which will be a Withdrawal fees: Wise ensures your money stays in your pocket, but if you need to withdraw over $350 AUD from an ATM, an additional 1. Bali Tourism Bali Accommodation Bali Bed and Breakfast Bali Holiday Rentals Bali Flights Bali Restaurants Bali Attractions The Fee is IDR 150,000 per person (ca. ANZ claims that this is out of their control. Learn about budgeting, saving, getting out of debt ATMs in Bali. g. International ATM fees Find out what to expect when using your debit card abroad. 000 IDR and 2. Super convenient ATMs are everywhere in Bali and unless you are Russians (their accounts have been blocked), you should be good to withdraw cash from your credit/debit cards. The great thing about ATMs using a no-transaction-fee card is that you can withdraw cash as you need it and in just the amounts you need. This is still cheaper than using a travel card (which I do not recommend) so long as you don’t withdraw lots of small amounts. It’s important to note that you’ll still need to pay foreign currency transaction fees charged by your home bank, if any apply. Keep these points in mind: Use an ATM attached to a bank for added security. You can use your Wise card like any other bank card to withdraw money at ATMs around the world. dollars, you’ll be charged an additional fee of 3% of the withdrawal. Browse all 131,130 Bali You need to know what your bank charges. 5 GBP + 1. 3% transaction fee : 3% transaction fee : ATM Withdrawal fees : $5 fee on each withdrawal + 3% transaction fee : $5 withdrawal fee + 3% transaction fee : As seen on 19 September, 2023. Get cash out with your Up card for free at any international ATM that accepts Mastercard. Yes, you can withdraw money or check your balance at overseas ATMs using your Worldwide Wallet. 00 fee per month if you don't. Finding ATMs and Withdrawal Limits Alliant Credit Union is the best credit union to open a checking and savings account, hands down — and not just for avoiding ATM fees. 1 Review . 5 NZD after that. The cost to take that Hey @NIYOCOMM2024111394AR Welcome to the Niyo Community! 🙌 We’re excited to share that your Niyo SBM debit card comes with convenient international ATM withdrawal limits: 💸 INR 1 Lakh /per transaction 💸 INR 1 Lakh /per day 💸 INR 3 Lakh/ per month 💸 INR 5 Lakh/ per year Each withdrawal has a fee of INR 423 + GST, regardless of the amount. 33 No fee, glad they kept their word for us Citi converts. Use money changers attached to reputable businesses or hotels. Customers with a Citibank card can get fee free withdrawals from Citibank ATMs globally. Not all banks charge out-of-network ATM fees. American Express is accepted in some ATMs, while you’ll have more trouble using Diners Club. It is only related to Bali and not to Indonesia; Be careful about Scammer sites, which mushroomed since the Hi All, I am travelling to Bali from India in August and I have an international debit card named NiyoX by Equitas Bank. If your rent for example has to be paid cash and is let‘s say 800$ then you literally milk the ATM 4 times to the max and pay fees each time and then carry around a proud pile of cash Most machines in Bali accept international cards, but stick to ATMs located within bank branches to avoid any potential card skimming. 5 Mio IDR permitted per withdrawal. The problem in Bali is that most ATMs have very low withdrawal amounts, about $125 per transaction. These may not reflect the mid Answer 1 of 13: My bank's ATM fee in Bali is high so I am wondering if there is a better way to get money from ATMs while there. This was news to me as I'd always brought cash If you use an ATM in Bali, you’ll be charged an international transaction fee. If your child regularly needs cash for activities and school events or your frugal foodie co-workers like to eat at the cash-only food truck every Friday, plan how much cash you need to carry in your wallet ahead of time so you’re not frantically trying to figure out how to get cash without paying an ATM fee. For ATMs: Use fee-free ATMs in the country. How does withdrawing money from an ATM work in Bali? ATM withdrawals can be made easily, but be aware of withdrawal fees and always choose ATMs attached to banks for safety measures. Tip: Most ATMs in Bali dispense denominations of 100,000, but a few will give 50,000-rupiah banknotes. 4. Some ATMs charge ATM fees and some don't - Permata charges 50,000, CIMB now 75,000 (used to be free). This is around $2-5 per transaction. Is this the case for ATM's in Bali ? Does the ATM fee have a local Bank component, or is it purely The levy is paid only 1 (one) time while traveling in Bali, before the person leaves the territory of the Republic of Indonesia. ) and also the country in which your card was issued. Keeping your ATM visits to just a few can help save you from costly surprises on your bank statement later. Gojek was a saviour in Bali, as I just linked my card, and used them to go everywhere, and order takeaway. Many bank ATMs have no fee at all. NAB Visa debit (Citi replacement) IDR 500,000 > AUD 48. How they will control this is not yet clear to us, but it seems that if you travel to Bali, pay the tax, then go to Lombok, That means that avoiding fees at an ATM in Bali begins with finding a travel-friendly bank that won’t charge you for getting cash out abroad. For the Australians here I work for one of the big 4 (I'm not sure if I can mention names? Answer 21 of 21: I'm an Aussie and am heading over to Bali soon, and last time I was there a friend was using his ATM card and telling me the fees were good and it was the best way to deal with money in Bali. There are several different charges to know about, if you’re using your Citibank card abroad. When you’re travelling outside of Canada, you can use the ABMs of the international banks in the Alliance, and you’ll skip the surcharge and save on access fees. On top of that will be the local ATM fee, which will be $0. Answer 11 of 25: I was just reading a thread about ATM fees and foreign currency conversion fees you are charged when you use your card overseas. It is only related to Bali and not to Indonesia; Be careful about Scammer sites, which mushroomed since the So withdrawing maybe 2. Additionally, your home bank may also impose international Many Indonesian Bank ATMs have a standard usage fee. It makes enjoying your vacation a challenge without any money. This fee is in addition to any fees charged by the ATM operator. While $10 might not seem like much compared to the Tips To Use ATMs and Cards in Bali. 000 IDR per single withdrawal. Check with your bank about international transaction fees. Search. Is this the case for ATM's in Bali ? Does the ATM fee have a local Bank component, or is it purely Stay Vigilant At Bali ATMs. Here are some common costs to keep an eye out for when According to what I've found, you're likely paying a 14-20% premium compared to taking cash and getting it changed there. Arrive in Bali knowing your money is in good hands The currency used in Bali is the Indonesian Rupiah, as Bali is one of 17,508 islands that make up the Indonesian archipelago, and is the only widely accepted currency in use in Bali. On normal accounts the NAB charge a $4 fee plus a 2% commission and the Commonwealth charge $5 plus 2%. This can vary depending on your bank and the individual ATM so you might need to try a few machines to find a free one. Melbourne, Australia. I used an ANZ atm in Hanoi a couple of months ago using my ANZ account only to find I was charged the same transaction fees as any other non ANZ atm. The Bangko Sentral ng Pilipinas sets the ABFC for the country to make sure that those who invest and put up such machines do not abuse the fees they charge on every transaction. Others add a percentage-based fee, which can add up. Is this the case for ATM's in Bali ? Does the ATM fee have a local Bank component, or is it purely Answer 1 of 7: Of late, my OS travel has been to Phuket, where they have a local ATM fee for overseas withdrawals, on top of whatever your home bank charges. I haven't used one in AUS for 3 years, so didn't take one. Other fees and charges may be payable. You won’t pay an ATM withdrawal fee when using a Global ATM Alliance ATM. ATMs in Bali; Banks in Bali; Travellers cheques (and why you shouldn't use them) Changing Money in Bali Like we said, changing money when you get to Bali can be aa good idea. The balance displayed will be in the currency of the country you are visiting. Don’t think whether Bali ATM’s charge a fee has anything to do with a Wise card? Many many trips to Bali using ATM’s and not with a Wise card and rarely came across one that charged fees. I mentioned before you can use the ATMs without having any fees. a VT member from Alhaurín el Grande. Hi Michael. 1 But you won’t pay a fee to use the ATM. You can also get free USD Hi - I can't find reliable information - what ATMs do NOT charge an additional fee for the withdrawal in Indonesia or Bali or at least the LOWEST add on fee for all for the withdrawal. While you can’t get rid of the local fee of 2-3 USD per withdrawal, you can avoid the fees from your own bank by using a travel card. For the Australians here I work for one of the big 4 (I'm not sure if I can mention names? Avoid ATM fees - Bali Forum. If there’s one thing that can turn a sweet vacation sour, it’s getting your money stolen. Bali Tourism Bali Hotels Bali Bed and Breakfast Bali Vacation Rentals Bali Packages Flights to Bali Bali Restaurants Bali Attractions There are times when someone falls victim to an ATM incident in Bali. 75% fee applies. If it is $6 like you said then it’s fine. Answer 1 of 21: I'm an Aussie and am heading over to Bali soon, and last time I was there a friend was using his ATM card and telling me the fees were good and it was the best way to deal with money in Bali. Bali Tourism Bali Hotels Bali Bed and Breakfast Bali Holiday Rentals Flights to Bali Bali Restaurants Bali Attractions Bali Travel Forum Answer 1 of 13: Can anyone tell me please how much you are charged to withdraw money out of ATM's in Bali (apart from your usual bank fees back home) ? Thanks in advance! Bali. Is this the case for ATM's in Bali? Generally Indonesian Banks have a foreign card ATM fees. (I am covered by my home country bank - just asking about the fee for using the machine that usually pops up mid way during the transaction on screen) hope my question is really clear - not It seems to me it's always a juggle between the card load / admin fees, the exchange rate, and ATM fees (if any) when overseas. You go to dinner in a restaurant in Seminyak and in a fit of generosity pay the bill for your four guests. ⁴ Citibank international ATM fees. Ways to avoid high fees. The international transaction fee is usually a fixed amount and is the same whether you withdraw $50 or $500. Australia). To get the best deal when spending on card or withdrawing money in Bali, don’t forget to use the Wise travel money card to avoid sneaky exchange rate markups and excessive fees. Some of the larger banks in the United States now offer accounts with no Many ATMs in Bali offer free cash withdrawals for international bank cards, but not all. ATMs are widely available throughout Bali, offering a convenient way to access Bali currency. 5. 1. Wise however does charge a fee after only 2 withdrawals a month. No interest, no monthly fees, no hidden catches. The Fee is IDR 150,000 per person (ca. This means that you need to do several transactions to get a reasonable amount out. It’s important to keep this in mind when using the card for small purchases. Bali airport recently completed several new Fee Free ATMs to Withdraw Money in Bali. It seems to me it's always a juggle between the card load / admin fees, the exchange rate, and ATM fees (if any) when overseas. After clearing immigration, but before th Key Takeaways 💲 How much are Bali ATM fees? Over the past decade, ATM fees in Indonesia have experienced a hike. Since most ATMs in Indonesia do NOT charge access fees, you may withdraw a couple of times without additional charges. Bdw, using chase credit card at ATM will trigger a cash advance (5% fee). Mandiri also no ATM fees This includes foreign transaction fees, ATM withdrawal fees, currency conversion fees, and any additional charges imposed by your card issuer or e-wallet provider. This was news to me as I'd always brought cash International ATM fee and Foreign currency conversion fee are waived when you deposit $1,000 into your Orange Everyday each month, and make 5+ card purchases that are settled. Sawah Bali. Overseas Transaction Fees will apply, and an ATM Fee of $5 will apply if you withdraw money or make a balance enquiry at a Non-ANZ ATM. Using a prepaid card in Bali is a great way to avoid the fees and costly exchange rates that often come with ordinary debit and credit cards, not to mention the theft risk of carrying around large amounts of cash. 75%: Not applicable Free to spend currencies you hold in the account: Mid-market rate with conversion costs from 0. This was news to me as I'd always brought cash Answer 11 of 13: Can anyone tell me please how much you are charged to withdraw money out of ATM's in Bali (apart from your usual bank fees back home) ? Thanks in advance! Bali. The exact fees you pay depend on where your card was issued — it’s usually the registered address on Fee-free ATM withdrawals up to £200 per rolling month; Premium Fee-free ATM withdrawals up to £400 per rolling month; Metal Fee-free ATM withdrawals up to £800 per rolling month; Ultra Fee-free ATM withdrawals up to £2,000 per rolling month; ¹After you reach your monthly limit, you'll pay a 2% fair usage fee. The distances may be longer in the mountains, but you will come across ATMs even there. transaction fees and ING refunds atm withdrawal fees. 2 òÌNº÷±MŒ©4ø @6[Úëkü`¤‰ã$»7ŒK ó¢ ’ª I have not been to an ATM in Bali that charges direct fees - I have though received charges on my statement once I have returned home. Most ATMs accept cards with Visa, Mastercard, Maestro, Plus, JCB, and Cirrus logos. Avoid exchanges on the street for larger sums of money. There are no additional fees when paying out. No ATM withdrawal fee at Westpac Group or select Westpac Group partner ATMs in Australia and Global ATM Alliance partners. 2 Transfer is only available to an eligible Commonwealth Bank account in the same name. Buy Suppose you have just arrived in Bali from your country (e. You also have the ability to “Lock” and You need to know what your bank charges. My Australian St george card used to make stuff up like currency conversion fee, foreign atm fee, why aren't you in Australia fee? I had enough so I got the Wise card :-) Don’t think whether Bali ATM’s charge a fee has anything to do with a Wise card? Many many trips to Bali using ATM’s and not with a Wise card and rarely came across one that charged fees. Browse all 1,31,112 Bali topics » No. Top questions Answer 1 of 13: Can anyone tell me please how much you are charged to withdraw money out of ATM's in Bali (apart from your usual bank fees back home) ? Thanks in advance! Bali. ATMs are widely available and are a convenient way to get local currency. Optional express delivery from 17. Not applicable: Free to spend a currency you hold: Mid-market exchange rate: There are times when someone falls victim to an ATM incident in Bali. Before you come to Bali, a little research or planning can help save you from additional fees, stress This fee is deducted from the balance on the card at the time of the transaction. Whether or not you get charged is down to your specific card issuer. When you also hold an Orange ATM fees of 2% apply once you exhaust your free withdrawals. S. The lack of overdraft fees, high-yield APY (even for the Teen Checking option), large network of ATMs (80,000+ and counting) and $20 in monthly ATM fee reimbursements are hallmarks of the credit union. Bali Tourism Bali Hotels Bali Guest House Bali Holiday Homes Which ATMs have the lowest fees? - Bali Forum. BRI, BCA, BNI, and Mandiri Bank offer between 1. Asia ; Indonesia ; Bali ; Bali Travel Forum; Search. Also, if the machine asks you to confirm the currency, from my experience the best rate option would be to withdraw in the Indonesian currency. Unlike the exorbitant ATM fees ($6 or more) in Thailand, the ATM fees in Indonesia are still reasonable. On Lembongan, mushroom bay ATM would run out of cash by 12pm everyday. That usually is 25 The exchange rate from ATM's in Bali is normally 200rp/300rp less than the cash exchange rate. Hi Anacat, CASH OR ATM. . The only thing that you would need to find out is the cheapest card that won’t charge you exorbitant amount of withdrawals fee. You can then withdraw idr at the atms without extra charge. Worked fine. Refer to the ANZ Plus and ANZ Save Accounts T&Cs for more information on fees that may apply. 24 Read time 3 minutes. Bali ATM withdrawal limit. This can cost anything up to $5 USD, not including any extra fees your bank may charge you. Answer 11 of 13: Can anyone tell me please how much you are charged to withdraw money out of ATM's in Bali (apart from your usual bank fees back home) ? Thanks in advance! Bali. You can find Citibank branded ATMs in over 20 countries around the world⁹. With over 44,000 cash machines in Be aware of hidden fees or bad exchange rates. Bank ATM fees can get expensive. Withdrawals can be made with credit cards and some debit cards on the Maestro and Cirrus networks. I sort of take the view that water finds its own level and there are no free lunches, nor charitable banks. 300+ GST = 356 or so as ATM withdrawal fee (It’s a fee that Visa puts on Niyo) but it is still way cheaper than other options that I saw. Just be aware of the fees, as most withdrawals will cost you a few bucks, so it’s best to take out a larger amount (within the withdrawal limits) at once. Especially the locations of the best ATMS in Seminyak. The fees may seem small, but keep in mind that the ATM also charges a fee. Cheers. The fees depends on the type of card visa, master, etc. Use ATMs in hotel lobbies, malls, or banks. Bali, Indonesia . Some Banks/card issuers How much does it cost to withdraw cash at an ATM in Bali? Surprises are fun, but ATM surprise feesnot so much. The limit for ATMs in Bali is usually Rp1,500,000 for ATMs that dispense Rp50,000 banknotes and Rp2,500,000 – 3,000,000 when using ATMs that dispense Rp100,000 banknotes. Browse all 131,080 Bali Answer 11 of 25: I was just reading a thread about ATM fees and foreign currency conversion fees you are charged when you use your card overseas. Competitive Exchange Rates: Ensure your card provides close to mid-market rates to Answer 1 of 7: Of late, my OS travel has been to Phuket, where they have a local ATM fee for overseas withdrawals, on top of whatever your home bank charges. Specifically, has anyone used any prepaid debit cards that are widely accepted in Bali with low or no ATM fees? I understand there Answer 1 of 13: Can anyone tell me please how much you are charged to withdraw money out of ATM's in Bali (apart from your usual bank fees back home) ? Thanks in advance! Answer 11 of 13: Can anyone tell me please how much you are charged to withdraw money out of ATM's in Bali (apart from your usual bank fees back home) ? Thanks in advance! Bali. Re: Wise card ATM math . nancyQ. In some cases it can be possible to be charged other fees when using your ANZ card abroad, especially at ATMs. I found Bank Mandiri which was recommended as a major bank online so safe to withdraw but it charges IDR 100,000 per transaction and can only draw out IDR 2. Bali airport recently completed several new upgrades to the arrivals hall following the recent APEC meetings, and those included installing brand new banking facilities. 95 plus $2 International ATM fee giving overall exchange rate of 9618 rupiah to the dollar. 00. Whichever card you pick you can spend in 150+ countries and get some no fee ATM withdrawals and currency conversion which uses the mid-market rate. 00) I don’t know how much fees it would cost at an ATM. Here's what you can do to avoid them. Other fees may also be charged BNI ATM currently has more than 13,000 machines spread viaout Indonesia (data as of March 2023) and is connected to : 58,000 ATM Link Networks, 76,000 Joint ATM Networks, 96,000 PRIMA ATM Networks, International Master Card Networks, Visa, Visa Electron, Plus, JCB, Asian Payment Network (MEPS/ITMX/KFTC), Union Pay, and hundreds of thousands of Furthermore, the Commonwealth Bank have a large number of ATMs and branches in Bali and Indonesia where you can use your CBA travel, debit or credit card and avoid the international ATM fee. They’re better maintained than standalone street ATMs. I wrote how ING is different. Most banks charge $1 to $5 per withdrawal (check with your local bank). Bali Tourism Bali Accommodation Bali Bed and Breakfast Bali Holiday Rentals Bali Flights Bali Restaurants Bali Attractions Answer 1 of 13: Can anyone tell me please how much you are charged to withdraw money out of ATM's in Bali (apart from your usual bank fees back home) ? Thanks in advance! Bali ATM fee: Interest rate: POS fees: Exchange rate: Wise: Debit: 15 NZD standard card fee . and you only pay Wise (very low) fees if you make transfers. There are ATMs in every village in Bali. The cost to take that Answer 1 of 21: Hi All I just received my Wise debit card in Australa, I transferred $100 to the Aud balance and activated it this morning with a $40 ATM Withdrawal and approx $50 Purchase from Wollies just to try it out. What credit cards are accepted in Bali? For businesses that do accept credit cards for transactions, Visa and Mastercard are universally accepted. much depends on how you holiday, where you are going and what you are doing. 06. On our 3 week trip in June we transferred directly to Amed on landing. ATMs are everywhere in Bali, especially in the larger towns, where you’re likely to find one on every corner. An international ATM and EFTPOS fee is charged on each transaction. Great advice, very practical. An ATM fee; A potential ‘cash advance fee’ if All Foreign Cards will be charged with a fee when withdrawal money from the ATM. Edited: 1:40 am, January 07 The exchange rate from ATM's in Bali is normally 200rp/300rp less than the cash exchange rate. You could get a great variable rate of % p. Browse all 131,090 Bali Delivery fee Bali ATM fee Interest rate POS fees Exchange rate; Wise: Debit 7 GBP order and delivery fee: 2 withdrawals, to 200 GBP value per month for free, then 0. Edited: 07 January 2024, 01:40 Answer 1 of 11: Does anyone know international transaction charges from the commonwealth bank when using an ATM to withdraw money in Bali? For example if withdrawing the equivalent of $200 at an ATM, after fees what would be the effective exchange rate? Would Fee-free ATM withdrawals up to £200 per rolling month; Premium Fee-free ATM withdrawals up to £400 per rolling month; Metal Fee-free ATM withdrawals up to £800 per rolling month; Ultra Fee-free ATM withdrawals up to £2,000 per rolling month; ¹After you reach your monthly limit, you'll pay a 2% fair usage fee. ) there are no additional fees when you use your debit card abroad (any transaction made in a foreign currency or that MasterCard® classifies as a cross-border transaction). It is not like your bank debit card. As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances. Answer 1 of 7: Of late, my OS travel has been to Phuket, where they have a local ATM fee for overseas withdrawals, on top of whatever your home bank charges. Check with your local bank. That is why may Australians take cash to Bali. Use your Revolut account to hold and exchange 25+ currencies, and get extras like account options for under 18s, budgeting tools and more. Top questions ATMs are widely available in Bali, but it is important to be aware of the transaction fees and exchange rates charged by the bank that issued the card. ATM Withdrawal Fees. And All Foreign Cards will be charged with a fee when withdrawal money from the ATM. If you've got an account where you pay no fees to As of 2024, the Bali tourist tax is set at USD $10 per person. 4 NZD. Brendan248. Revolut travel debit card. 5 However, fees may apply if you use an ATM outside of the Global ATM Alliance network. Boats and taxi utes on Lembongan only took cash. Look for machines with "50,000" stickers on the front ATM fees add up quickly. The maximum amount you can withraw form an ATM is limited by the number of notes they can dispend. You can use ATMs in Indonesia 24/7. also has a good exchange rate. Not applicable: Free to spend a currency you hold: Mid-market exchange rate: Also, do any other Commonwealth customers know the fees for using your regular ATM card at the commonwealth (or any) atm's in Bali? Translated to $205. The Weather in Bali and Best Time to Visit; Hints for traveling to Bali with babies, toddlers and young children: do not respond; Driving & Riding in Bali; Currency, Money Changers & ATMs; Airport Taxi February 2020; Snorkel and/or dive in Bali? Hi guys! I am based in Ubud and wondered if anyone knew which machine charges the least amount of fees per transaction. 50 fee is charged for each additional withdrawal. I guess Bali ATMs are OK but the ones on Gili T Answer 1 of 11: Does anyone know international transaction charges from the commonwealth bank when using an ATM to withdraw money in Bali? For example if withdrawing the equivalent of $200 at an ATM, after fees what would be the effective exchange rate? Would The maximum amount of currency that you can bring into Bali is US$10,000 in cash. I have not been to an ATM in Bali that charges direct fees - I have though received charges on my statement once I have returned home. These locations are safer. Stay healthy in Bali with our detailed vaccination guide. Wise Card Bali charges a fee of AUD 3. ATM fees in Indonesia range from 0 to 100,000 Indonesian Rupiah per transaction. Commonwealth Bank does have ATMs in Bali, although they are a separate, locally operated subsidiary of Commonwealth Bank in Australia. ATM Bersama network aims to empower Indonesia citizens by integrating their own banks' services at any member ATM found throughout Indonesia. For a full list of currencies, see the Terms and Conditions (PDF 620KB). Indonesian Rupiah comes in denominations of 2,000, 5,000, 10,000, 20,000, 50,000 and 100,000 rupiah banknotes. Sydney, Australia. What is ATM Bersama Network? ATM Bersama is one of the local ATM network in Indonesia. Whether it's skimming or the machines swallowed it up. Mostly max. No leaving with a big pile of rupiah in your wallet. That usually is 25 Answer 1 of 7: Of late, my OS travel has been to Phuket, where they have a local ATM fee for overseas withdrawals, on top of whatever your home bank charges. Generally, most banks charge either between 1% and 5% or a flat fee somewhere close to US $5 and $10. BCA has no ATM fees. Is this the case for ATM's in Bali ? Does the ATM fee have a local Bank component, or is it purely Bank Out-of-Network Withdrawal Fee* Foreign Exchange Fee Foreign Withdrawal Fee; Bank of America: $2. Not taking a prepaid travel card. Here are some tips for avoiding ATM fees: Choose a bank with no ATM fees. So if you want to change your AUD currency to IDR currency, it means that you “buy” the IDR with AUD. If you needed more money (rupiah)make sure the ATM you withdraw the money with use 100000rp bill other wise you have to withdraw twice and in that case you have to pay fee double. 5 million per transaction. Most ATMs dispense money in multiples of Rp50,000 which is extremely annoying when withdrawing large amounts of cash I bank with NAB and have a gold debit visa card. The local bank fee for withdrawals is 35000rp. Some banks charge a flat fee per transaction. The Weather in Bali and Best Time to Visit; Hints for traveling to Bali with babies, toddlers and young children: do not respond; Driving & Riding in Bali; Currency, Money Changers & ATMs; Airport Taxi February 2020; Snorkel and/or dive in Bali? Answer 11 of 21: I'm an Aussie and am heading over to Bali soon, and last time I was there a friend was using his ATM card and telling me the fees were good and it was the best way to deal with money in Bali. 277 posts. But having said that, there are still some Indonesia bank ATM fees. If it is 3%, then I’m thinking. Third-party ATM fees may also TIP: I prefer to use Mandiri Bank ATMs in Bali, because I can withdraw money free of charge when using my Capital One 360 debit card. Additionally, after the first two free ATM withdrawals under $350 AUD for the month, a $1. Niyo Community Cash withdrawal from ATM in Bali. Alexis. Our first point is an important one. With this account there are no fee's if you deposit $5000 per month and a $10. Bank Out-of-Network Withdrawal Fee* Foreign Exchange Fee Foreign Withdrawal Fee; Bank of America: $2. USD 10 and AUD 15) The tourist tax (levy) is a local tax that the Bali administration government implemented. Any applicable other banks' fees'¹ Bali ATM fees. You get the market Answer 11 of 25: I was just reading a thread about ATM fees and foreign currency conversion fees you are charged when you use your card overseas. Unfortunately, in many places across Bali and Southeast Asia, the crime of ATM scams is not unheard of. 43%: Revolut: Debit Variable fees may apply depending on Stay Vigilant At Bali ATMs. The ATM fee for VISA or Mastercard transaction fees is between $2 USD to $5 USD in many banks. Gert Svaiko 28. Straight up. Also open a indonesian rupiah account on the app and exchange some of your local currency to idr. A few days ago withdrew IDR 500,000 from each card, a few minutes apart, from a Bali ATM. Since the local ATMs are limited to 3mill Rupiah, I'll use that to demonstrate how much money you'll spend to get that, ignoring local ATM fees since they vary: Money Changers Withdrawal fees: Wise ensures your money stays in your pocket, but if you need to withdraw over $350 AUD from an ATM, an additional 1. Using ATMs in Bali. Most ATMs in Bali allow a maximum payout of 1,250,000 (50,000 ATMs) to 3,000,000 Money, Currency, Payment Methods & ATM in Bali: The Guide. ATMs. 250. % additional variable rate) every month on balances up to $100,000 in your Savings Maximiser. Always stated on screen and if so move on to the next one. 50, EUR 2. Practically from one to another, it will not take you more than 5 minutes on a scooter. Up to 2 withdrawals, to the value of 350 NZD free per month . Answer 21 of 25: I was just reading a thread about ATM fees and foreign currency conversion fees you are charged when you use your card overseas. Answer 1 of 7: Which ATMs have the lowest fees at DPS airport and in the city? Thanks in advance. ATM withdrawal fees are set not only by your bank but also by the bank operating the ATM. 50 (balance inquiry fee is $2. Maybe drinks and dinner come to IDR 4,000,000. you can also withdraw cash from ATMs in All accounts come with a smart Revolut card you can use in Bali, with some no fee ATM withdrawals and currency conversion monthly, depending on the plan you pick. they supply with the NAB VISA Debit Card when you get it does not show the correct fees in Section 2 of the booklet for ATM fees for Answer 1 of 7: Of late, my OS travel has been to Phuket, where they have a local ATM fee for overseas withdrawals, on top of whatever your home bank charges. Bali. ATMs are everywhere in south Bali. Think about this. Modified on September 19, 2024. answered on 5/7/13 by. They offer zero markup debit cards that allow me to load money in INR(Indian rupees) and I can withdraw local currently from any atm at an additional charge which is flat ~130INR on top of just the visa conversion fee. Since the local ATMs are limited to 3mill Rupiah, I'll use that to demonstrate how much money you'll spend to get that, ignoring local ATM fees since they vary: Money Changers I haven't used one in AUS for 3 years, so didn't take one. 8. 500. They also have very nice security features that help prevent fraud and Of late, my OS travel has been to Phuket, where they have a local ATM fee for overseas withdrawals, on top of whatever your home bank charges. Answer 11 of 21: I'm an Aussie and am heading over to Bali soon, and last time I was there a friend was using his ATM card and telling me the fees were good and it was the best way to deal with money in Bali. Finding ATMs and Withdrawal Limits Hopefully you have a fee-free debit card, but on your first transaction check to see if the bank is charging you a transaction fee - we had 50K, so we gave it away and just changed currency. With no account fees, fee-free load options and the ability to lock in exchange rates before you travel 3, the Qantas Pay card is a simple way to a hassle-free holiday. We needed cash as we needed to pay for 18 days accommodation locally. Some Card suppliers “absorb” these fees (whether bank agreement, free usage or other) so that you as end user ATMs in Indonesia can come with fees per transaction, and your home bank may also charge either flat fees or a percentage on your withdrawal as a withdrawal fee. 25% of the foreign currency transaction^ Additional service fee, which may vary from bank to bank, may be imposed by the bank which operates Idk the atm fee though Reply reply cecilrt • Bali Money exchanges are fine and easy to use, this is how most tourist - regular, The below is one of the big companies, as you can see their exchange rates are extremely better than what you can get at home, even their airport rates are Scotiabank is a founding member of the Global ATM Alliance. As of lately, a number of ATMs have been compromised, as have the unsuspecting tourists who visited them. We’ve put together ATMs in Bali often charge a small withdrawal fee (around Rp 20,000 to Rp 50,000). If you’re a customer of one of the banks in the Alliance, all you need to do is find an ATM operated by any of the other banks - and you won’t pay ATM fees. Since the local ATMs are limited to 3mill Rupiah, I'll use that to demonstrate how much money you'll spend to get that, ignoring local ATM fees since they vary: Money Changers Answer 1 of 13: My bank's ATM fee in Bali is high so I am wondering if there is a better way to get money from ATMs while there. You can find ATMs in any of Bali's popular tourist locations - although the safest are those located in or near well lit bank offices. The Wise card is a good choice for a prepaid travel card. Search for: Close Search × Travel For example, say you have 1 week in Bali (if so, definitely check out this itinerary for Uluwatu!) Most places in Bali do not accept credit cards, so Easy and good rate, my other debit card (Australian) was charging silly fees like foreign conversion fee, foreign ATM fee etc. ATM fees: There are some fee-free ATMs in Indonesia. At present, ATM Bersama has over 70 members and presence in more than 77,000 ATMs throughout Indonesia. Unfortunately, ATM scams like phishing or skimming are not uncommon in Bali, so be vigilant before choosing a machine to withdraw your money from the ATM on the island. This was news to me as I'd always brought cash Hi All, I am travelling to Bali from India in August and I have an international debit card named NiyoX by Equitas Bank. At the same time I This is your Money Guide to Bali, saving you on ATM fees, knowing how to sign up for a multi-currency account & WISE debit card, understanding withdrawal lim Most ATMs have limits of 2 or 3 million IDR per withdrawal, which is a bit more than 200 USD and you pay a fee for every withdrawal with international cards. 䲩ýóy™MÓ&²lî: á”Ú°µ6rA xrˆ«ý~Cû (•ÔÄcc÷äÍ,æv†¨D ô”A ~ ½”u ´ PîH!Ë ¬|y››wª­MTî ÓÀ h ‘"—A wýS3 ÎœŒYUšSaok”tã I2‰êB EY›_Ðœ÷Ë~ J6 º|5x±tÈ­ öhÊz Dümë•#ͨ˜þp™“?íÄ’ô6 Ü©V‘uGâš ¬—¦_ %yï •yƨÔ{--˜&„èÎ-³Ë%)¾&"E ' eA¤y ¹. Never get ATM fees from BCA in Kuta using the Wise card, always a good rate aswell. For 360 products (360 Checking, Money, etc. Related Bali Indonesia Southeast Asia Asia Place forward back. “I always keep my wallet Bali ATM fee: Interest rate: POS fees: Exchange rate: Wise: Debit: 15 NZD standard card fee . Keep in mind that if the withdrawal is in a currency other than U. Bali Tourism Bali Hotels Bali Bed and Breakfast Bali Holiday Rentals Flights to Bali Bali Restaurants Bali Attractions Bali Travel Forum If you’re a customer of one of the banks in the Alliance, all you need to do is find an ATM operated by any of the other banks - and you won’t pay ATM fees. I was wondering if this has changed in Bali - I notice that Janice said she gets charged RP50,000 at Permata (I got a message about that on one of their ATMs in Bali but strangely the fee didn't end up being charged on my statement). Use ATMs strategically Check if your local bank has partnerships in Indonesia banks to avoid unwanted ATM fees. I usually take cash to Bali Answer 11 of 13: Can anyone tell me please how much you are charged to withdraw money out of ATM's in Bali (apart from your usual bank fees back home) ? Thanks in advance! Bali. View all hotels. Never had an issue with ATM's in Bali. As this advice has been prepared without considering your objectives, Out-of-network ATM fees: Out of network fees may apply when you use an ATM overseas – these charges can vary and are often around 5 AUD. There are others such as BankWest but I happen to use Citi. And decline any option to convert from your currency to IDR. of S$5 and max. 75% + 1. Has an unlimited validity. ATM usage fees. hna qxeih mrp qybhe dkhljtt iwsihn zdssepro unokv iwkb vixpmf